Welcome to SmartBuy!

• By Visiting neareast Kohinoor  Stores and www.Kohnoortelevideo.in

• Eligible for one Transaction per card, per month Per payment Mode(CC, DC,EMI).
• EMI will be booked as per commercials mentioned on charge slip.Customers are advised to retain their charge slip for 180 days.

HDFC BANK Terms and Conditions:

1. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by The partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with The partner directly without any reference to HDFC Bank.
2. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by The partner
3. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
4. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
5. The offer cannot be combined with any other offer
6. If promo code is mentioned as part of the communication (please refer Offer details tab) then customer has to use the code to avail the offer; in case the code is not used Discount/ CashBack cannot be credited back to customer at a later date.
7. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
8. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
9. This offer is valid for Indian residents and citizens only.
10. Delinquent and over-limit HDFC Bank Credit Card members will not qualify for this promotion.
11. HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a best effort basis.
12.  Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
13. Offer valid only on Retail Credit Cards. Offer not valid on Corporate, Commercial Credit cards. Delinquent cardholders will be disqualified from the said promotion.
14. This offer is non-cashable, not extendable and non-negotiable.
15.  If a card member has more than 1 (one) HDFC Bank Credit/Debit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
16. In case, the card member holds more than 1(one) Credit/Debit Card with HDFC Bank; the card member would need to call up the Customer Call Centre and confirm which card(s) the said offer may be availed for.
17. The above offer is by way of a special offer for select HDFC Bank Credit/Debit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
18. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
19. Any query regarding the program will be entertained till 60 days from offer fulfilment date. Post such date; the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.
20. Tat for any program posting of Reward Points/CashBack, is liable only by 90^th day, post the month of program. Any advancement in TAT is subjective and will be basis mutual consensus between merchant and The Bank.
21. Any TAT committed with respect to posting of Reward Points/ CashBack for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
22. In case of delay in posting or non-posting of Reward Points/ CashBack if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Reward points/ CashBack posted if the customer is eligible as per offer T&C
23. Cashback point proceeds shall be posted to customer's Debit Card after 90 days from the month of transaction. Customer will need to redeem these Cashback points by logging into NetBanking or calling PhoneBanking and request for redemption of the Cashback points. Every 1 Cashback Point is equal to Re.1
24. 48 hours post request for redemption of Cashback points, the equivalent amount shall be credited to the customer primary account Linked to the Debit Card only
25. Any Tax, service charge or other charges levied with regards to the Promotional CashBack Offer, may be borne by the Debit Card holder / winner
26. Offer valid for all HDFC Bank debit cards apart from Virtual, Netsafe & ATM cards. 
27. Promotional Cashback points earned will be valid for redemption for 12 months, post which the same will expire.
28. Offer is applicable only for HDFC Bank Debit Card holders who have been communicated by HDFC Bank through SMS/Email.
29. ATM withdrawals will not be considered for the offer.
30. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the Cashback points. Cancelled / Returned Transactions shall not be eligible for the Cashback offer. No Offer clubbing shall be permitted.
31. Following purchases or payments shall not be considered for the promotional Cashback offer.
32. The cashback points accumulated can be redeemed as below:

      a. Through NetBanking:   Cards> Debit Cards > Enquire> CashBack Enquiry and Redemption> Account Number> Continue> Input the CashBack amount  
      b. Through PhoneBanking.