Welcome to SmartBuy!

Enjoy Savings upto Rs 900 on your tax payments:
Get Rs 250 voucher on Tax Payment of Rs 2500 - Rs 10000 using your HDFC Bank Debit Card.
Get Rs 500 voucher on Tax Payment of more than Rs 10000 using your HDFC Bank Debit Card.
Additionally, get 2.5% cashback points upto Rs 400 if you pay tax using your HDFC Bank Millennia Debit Card.

1. If your HDFC Bank Debit Card is disabled for online usage, enable it by using the following steps:
• Log in to HDFC Bank MyCards 
a. Add Debit Card on My Cards Using below Steps:
> Enter registered mobile number and OTP triggered >Select Add Icon >Select debit Card and click on next>Add last four digits and DOB and select Done
b. Enable card using below Steps:
>Select the Debit Card Tab> Click on Card Control button> >> Turn On ‘Online Usage’ under ‘Daily Domestic Usage/Limits’ and ‘Daily International Usage/Limits’ > Click on Continue
• Log in to HDFC Bank Netbanking >> Cards tab >> Debit Cards section >> Request >> Set Card Usage/Limits >> Select your card >> Turn On ‘Online Usage’ under ‘Daily Domestic Usage/Limits’ and ‘Daily International Usage/Limits’ >> Click on Continue
• Log in to HDFC Bank Mobile Banking App >> Menu >> Pay>>Cards>> Debit Cards>> Show More >> Limits – Customize>> Turn On ‘Online Usage’ under ‘Daily Domestic Usage/Limits’ and ‘Daily International Usage/Limits’ >> Click on Continue
2. Maximum Voucher applicable is Rs 500 as per the offer period i.e. 1st March - 15th March 2024 (Customer is identified as per Customer ID)
3. Voucher shall be fulfilled to customer's Debit Card linked account within 90 days from the end of the campaign period month i.e., if the campaign transaction month is March 2024 the voucher will be fulfilled on or before 30th June 2024 on best effort basis. Customer is required to redeem these vouchers before expiry period of 1 month from the date of fulfilment. For example voucher fulfilled in the month of June 2024 will be valid for redemption till July 2024 post which these points will expire.

Terms and Condition:

1. Enjoy Savings upto Rs 900 on your tax payments:
Get Rs 250 voucher on Tax Payment of Rs 2500 - Rs 10000 using your HDFC Bank Debit Card.
Get Rs 500 voucher on Tax Payment of more than Rs 10000 using your HDFC Bank Debit Card.
Additionally, get 2.5% cashback points upto Rs 400 if you pay tax using your HDFC Bank Millennia Debit Card.
2. Offer is only applicable on transactions successfully performed online or offline with your HDFC Bank Debit Card 
3. If your HDFC Bank Debit Card is disabled for online usage, enable it through the following medium:
- Mycards: https://mycards.hdfcbank.com/
- Net Banking: https://netbanking.hdfcbank.com/netbanking/
- Mobile Banking app (v 11.1.0 and above)
- Call on IVR @ 18602676161
4. Once the card is enabled for online usage then customer can make any online transaction.
5.  Maximum Voucher applicable is Rs 500 as per the offer period i.e. 1st March - 15th March 2024 (Customer is identified as per Customer ID)
6. Offer valid from 1st March - 15th March 2024. 
7. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
8. Offer is not applicable in case of any return / partial cancellations. 
9. Voucher shall be fulfilled to customer's Debit Card linked account within 90 days from the end of the campaign period month i.e., if the campaign transaction month is March 2024 the voucher will be fulfilled on or before 30th June 2024 on best effort basis. Customer is required to redeem these vouchers before expiry period of 1 month from the date of fulfilment. For example voucher fulfilled in the month of June 2024 will be valid for redemption till July 2024 post which these points will expire.
10. Any queries/ complaints regarding the offer to be raised only after the end of TAT for voucher fulfilment of 90 days.
11. Any query regarding the program will be entertained till 90 days from offer fulfilment date. Post this, the Bank will not entertain any correspondence or communication regarding this Program from the cardholders.
12. Offer valid for all HDFC Bank Debit Cards apart from Virtual, Netsafe & ATM cards.
13. ATM withdrawals will not be considered for the offer.
14. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the voucher. Cancelled / Returned Transactions shall not be eligible for this voucher-based offer. No Offer clubbing shall be permitted.
15. Following purchases or payments shall not be considered for the promotional voucher offer
     - Investment/Insurance products
     - Loading of wallets or Payments through wallets
     - Credit card bill payments
     - International transactions 
     - Cash on Delivery
     - Payzapp transactions via HDFC Bank Debit Cards. 
     - Smartbuy transactions via HDFC Bank Debit Card
     - Forex booking, Betting and Gambling based transactions.
     - Funds transfer to another account using Debit Card. 
     - Any fraudulent transaction
16. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
17. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by the partner.
18. HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
19. This offer is made available to the Customer/s selected at the discretion of HDFC Bank.
20. Any TAT committed with respect to receive voucher for a promotional campaign is only indicative & may vary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
21. In case of delay in issuance of eligible voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 7 working days if the customer is eligible as per offer T&C.
22. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
23. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
24. Valid for Indian Citizens and residents only
25. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
26. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
27. Any customer will receive a reward for only 1 campaign/offer in a month.
28. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
29. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
30. This offer is non-transferable to any other person.

To know more about further benefits on tax payment (if applicable) on your Debit Card, please refer following link and click on your Debit Card for details: https://www.hdfcbank.com/personal/pay/cards/debit-cards