Welcome to SmartBuy!

Get a voucher of upto Rs.300 on performing minimum 4 transactions and a minimum monthly spends of Rs.10000 till 29th February 2024.

*Additional voucher of Rs.100 if minimum 2 transactions are contactless/online transactions.

Enable your card for Online/Contactless using one of the below methods to enjoy a seamless shopping experience:

A.Via Mycards:

1.Click https://mycards.hdfcbank.com/
2.Login using your registered mobile number
3.Click on "Card Control"
4.Your current "Domestic" and "International" usage and respective limits will be displayed
5.Switch "On" for your desired feature or all of the above
6.Click "Update" at the bottom of the page and provide OTP for authentication

B.Via Whatsapp Banking:

1.Click https://wa.me/+917070022222?text=Hi
2.Send the text “Manage my Debit Card” to the above number
3.You will receive a response. Please select from one of the following and proceed: Online (E-Commerce) – Contactless - International
4.Next, enter the OTP sent to your registered mobile number
5.Confirm the last 4 digits of your Debit Card number and proceed

C.Via Mobile Banking:

1.Login to using your 4-digit PIN or Touch ID
2.Click on "Menu" on top left-hand side and a panel will show up
3.Under "PAY" select "Cards"
4.Choose your Debit card
5.Click on "Show More" and the panel would expand
6.Click on "Customise" link next to "Limits and Restrictions"
7.Your current "Domestic" and "International" usage and respective limits will be displayed
8.Switch "On" for your desired feature or all of the above
9.Click "Confirm" at the bottom of the page

D.Via EVA:

1.Click https://www.hdfcbank.com/?query=debit%20card%20services
2.Click on "Manage my Debit Card"
3.Next, select any one option to proceed ahead: - "Online (E-commerce) Transactions" or "International Transactions" or "Contactless Transactions"
4.Enter your registered 10-digit mobile number
5.You will receive an OTP, enter the same
6.Confirm the last 4 digits of your Debit Card number
7.Your current status for your desired transactions will be displayed as "Disabled". You can now "Enable" the same

Get a voucher of upto Rs.300 on performing minimum 4 transactions and a minimum monthly spends of Rs.10000 till 29th February 2024.

*Additional voucher of Rs.100 if minimum 2 transactions are contactless/online transactions.

1. Offer is only applicable on contactless/regular full swipe/Online transactions successfully performed  with your HDFC Bank Debit card.
2.Customer can be eligible for Maximum 1 Voucher of Rs.400 (Additional Rs.100 Voucher if Contactless transaction condition is satisfied) as per the offer eligibility criteria during the entire offer period from the date of communication received till 29th February 2024
3. Offer valid from the date of communication received till 29th February 2024
4. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card.
5. Offer is not applicable in case of any return / cancellations.  
6. For transactions where there is a partial cancellation, we will consider the transaction amount eligible as per offer, only if the post partial refund net amount in the month is greater than or equal to Rs.10000.
7. Offer only valid for customers receiving offer from HDFC Bank.
8. Voucher for this offer will be shared with all winners on their bank registered email address only, within 90 days post the end of promo month on a best effort basis.
For e.g. for promotional offer done in month of February 2024, voucher will be shared with all eligible winners on or before 31st May 2024 on best effort basis.
9. Any queries/ complaints regarding the offer to be raised only after the end of TAT for Voucher fulfilment of 90 days.
10. No Netsafe/ ATM Card transactions will be considered for the offer
11. ATM withdrawals will not be considered for the offer.
12. Only approved and validated spend/ transaction / payment / purchase made using HDFC Bank Debit Card shall be eligible for the voucher. Cancelled / Returned Transactions shall not be eligible for this voucher-based offer. No Offer clubbing shall be permitted.
13. Following purchases or payments shall not be considered for the promotional Voucher offer
     - Investment/Insurance products
     - Loading of wallets or Payments through wallets
     - Credit card bill payments
     - International transactions 
     - Cash on Delivery
     - Forex booking, Betting and Gambling based transactions.
     - Funds transfer to another account using Debit Card. 
     - Any fraudulent transaction
     - Payzapp transactions done via Debit card
     - Smartbuy transactions done via Debit card
14. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
15. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that Februaryarise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by the partner.
16. HDFC Bank shall not be held liable for any delay or loss that Februarybe caused in delivery of the services.
17. This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
18. Any TAT committed with respect to receive Voucher for a promotional campaign is only indicative & Februaryvary from the actual date of fulfilment; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
19. In case of delay in issuance of eligible Voucher if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & do the fulfilment within 2-3 working days if the customer is eligible as per offer T&C.
20. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
21. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
22. Valid for Indian Citizens and residents only
23. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
24. Wallet Loads transactions (Including Payzapp Wallet Load) will be excluded from all programs.
25. Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar schemes/offers.
26. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Cards Members Agreement.
27. HDFC Bank Debit Card Holders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on ‘best effort’ basis.
28. This offer is non-transferable to any other person.