Welcome to SmartBuy!

Click here to check your Credit Card Offer

Note:

The voucher amount has 3 components, and summation of which is the total value. (Refer table below).

• The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person. Accordingly, this voucher would be issued towards Go-Green Initiatives.

•The offer is valid on completing a transaction (excluding EMI transactions) of minimum Rs. 500 within the first 14 days from credit card issuance date.

•The gift voucher will be sent to the customer within 90 days of the credit card issuance month. 

•The gift voucher will be issued by our partner Gyftr (Vouchagram India Private Limited), for which customer name, customer contact number and or customer email address will be shared with the voucher partner.  

•Gift voucher is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether. 

•This offer is applicable for customers who apply from the HDFC Bank Website or through communication sent by HDFC Bank through Bank owned channels. This offer is not valid if the credit card has been applied through a DSA or a partner website. 

•Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher will be issued. This will be issued within 90 days of Membership Fee realization date. Gift Voucher offer is applicable only for Freedom, MoneyBack+, Millennia, Diners Club Privilege Card, Regalia Gold, Indigo 6E Rewards, Indigo 6E Rewards XL, Biz First, Biz Grow, Biz Power, CSC Small Business MoneyBack, HDFC Bank UPI RuPay Credit Card and HDFC Bank UPI RuPay Biz Credit Card.

•Renewal Fee shall be levied at the start of every anniversary year if the card does not meet Life Time Free or Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com )

•Membership Fee voucher is not applicable for Lifetime Free Credit Cards or First Year Free cards.

•Please refer below table for cards eligible for the First Year Membership Fee Payment Voucher.

•Customer will be eligible for a voucher of INR 250 on performing 1 transaction within the first 37 days from card issuance date.

•Activation vouchers will be issued to customers within 90 working days after the end of card issuance month.

•Please refer below table for cards eligible for the Activation Voucher. 

* TC apply

Swiggy Lifetime Free Pricing Offer

1. This offer is only applicable to the recipient communicated by HDFC Bank.
2. Offer is applicable for employees of select corporates.
3. The Lifetime free offer will be applied to the card within 90 days of the card issuance month.
4. Customer will be eligible for the LTF on activation within the first 37 days from card issuance date.
5. This lifetime free offer is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether. 
6. HDFC holds discretionary right to determine the corporates where this offer will be applicable. Customer can apply through HDFC Banks direct channels including the sales teams, HDFC bank Website or through communication sent by HDFC Bank via Bank owned channels. This offer is not valid if the credit card has been applied through a DSA or a partner website. 
7. Product Benefits linked to realization of Membership Fee (if any) will not be applicable in the event of opting for LTF Cards.
8. Issuance of the credit card is subject to completeness of verified customer data including the declared company name and approval on the credit card application.

*Terms & Conditions

  1. Membership Fees will be levied along with applicable GST on 120th day of card issuance.

2. Post realization of the First Year Membership Fee, an equivalent amount of Gift Voucher (GV) will be issued. This will be issued within 90 days of Membership Fee realization date. GV offer is applicable only for Freedom, MoneyBack+, Millennia, Diners Club Privilege Card, Regalia Gold, Indigo 6E Rewards, Indigo 6E Rewards XL, Biz First, Biz Grow, Biz Power, CSC Small Business MoneyBack, HDFC Bank UPI RuPay Credit Card and HDFC Bank UPI RuPay Biz Credit Card

3. Beyond this MID, Membership Fee waivers may be applicable for select customers as per the Bank's internal guidelines and discretion.

4. Renewal Fee shall be levied at the start of every anniversary year if the card is not Life Time Free or does not meet Renewal fee waiver condition (For more details refer our MITC on www.hdfcbank.com)

5. I hereby agree and give my consent to HDFC Bank to issue me a Business credit card variant a basis my occupation type. I also agree that Business Credit card variants can be issued only to Self Employed / Proprietors / Partners Customers

6. I acknowledge and agree that Product Benefits linked to realization of Membership Fee will not be applicable in the event of opting for FYF or LTF Cards

Other Details:

• HDFC Bank has the sole right to determine and approve credit limit as per internal credit policy and guidelines.
• Issuance of the credit card is subject to completeness of verified customer data and approval on the credit card application
• Offers are only applicable to the recipient(s) communicated by HDFC Bank.
• Click here  to check your Credit Card Offer

Freedom Credit card Voucher Benefit (Upto Rs.5000)

Amount Break up of Total Value (Upto Rs.5000) available to new freedom customers- 

1. Rs.1500 worth of Do It Yourself Voucher(T&Cs available above in the page)
2. Rs.1000 worth of voucher on spending 25K in first 30 Days of card issue date
3. Rs.1000 worth of voucher on transaction using HDFC Bank EasyEMI for Rs. 20,000 or above within the first 90 days of the card issue date 
4. Rs.500 worth of voucher payment done via Pay by PayZapp on PayZapp Shop (T&Cs available below in the page)
5. Rs.250 worth of Activation Voucher (T&Cs available above in the page)
6. Rs.250 worth of  Smart EMI benefits
7. Upto 10% benefit- Standing Instructions through Credit / Debit Card (T&Cs https://offers.smartbuy.hdfcbank.com/offer_details/save-more-automatic-payments-on-debitcredit-card/15538/Zmiolms%3D )

Payzapp shop payment Voucher Benefit (Upto RS. 500)

1. Campaign duration from 8th Oct - 16th Oct
2. Spend > 25000 during campaign period and win e-voucher of Rs 500
3. Spend between 10001 - 25000 during campaign period and win e-voucher of Rs 250
4. Spend between 5001 - 10000 during campaign period and win e-voucher of Rs 100
5. First time users on PayZapp Shop to win e-voucher of Rs 49 (min transaction amount -100)
6. Only payment done via Pay by PayZapp (linked Credit and Debit cards, UPI, Wallet) on PayZapp Shop will be considered for the campaign
7. Spends done by directly entering card details on the payment checkout page and not done via Pay by PayZapp  will not be eligible for campaign
8. Applicable on successful transactions only
9. This is a discounted voucher code. Minimum brand denomination value is subject to brand discretion. To be confirmed at the time of purchase.
10. Voucher redemption details will be shared via SMS within maximum 60 working days after the offer period
11. Voucher will be valid for 7 days from the date of issuance
12. Voucher can be redeemed in PayZapp Shop section ONLY to buy the brand voucher of your choice