• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points is capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• Minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points

• Transactions settled/posted during a calendar month will be considered for calculating accelerated reward points accrual in that month, maximum accelerated reward point accrual can be 15,000 per calendar month
• For spends made under the 5X rewards eligible transactions, the 5X reward points (i.e. 1X + 4X points) shall be credited to the customer's card account in the 1st week of the subsequent calendar month.
• Transactions qualify to earn 5X rewards under this feature is based on: Terminal / merchant IDs (TIDs C MIDs)
  • hdfcbankprepaid.hdfcbank.com/hdfcportal/index
  • getprepaidcard.hdfcbank.com/index.aspx
  • hdfcbankprepaid.hdfcbank.com/hdfcportal/quickreloadnew
• If the transaction does not meet the stated condition, it will not qualify for the benefit
• Eligible transactions will qualify for the reward Points on the final load / reload transaction amount, excluding any applicable taxes, fees, or surcharges.
• Reversal transactions, if any, shall be considered for the calculation of net spends and monthly cap in the calendar month in which reversal transaction is posted. Therefore, the accelerated reward points deducted on the reversal transaction could be different from the reward points earned for the original purchase transaction.
• Other Terms and Conditions of the respective card variant is applicable

Here’s an example: For HDFC Bank Regalia First Card

General Terms:

• This offer cannot be combined with any other promotional offer unless explicitly mentioned by HDFC Bank.
• HDFC Bank reserves the right to amend, modify, or cancel the terms of this offer at its sole discretion without prior notice.
• In case of any disputes regarding eligibility or benefits under this offer, the Bank’s decision shall be final and binding.
• If any fraudulent or suspicious activity is identified, HDFC Bank reserves the right to disqualify the customer and revoke the reward points.