Welcome to SmartBuy!

Step 1: Register or participate by clicking the link “Participate Now” shared by bank through communication channels (SMS/RCS/Email/MB/NB) etc. (MANDATORY)

Step 2: Spend the required amount using your credit card as mentioned in the communication

Step 3: Win exciting pack of vouchers.

Note:

Only registered/participated customers will be considered during Winner Selection, implied that the criteria mentioned in the communication is fulfilled.

How to register or participate:

Clicking the link (Participate Now) shared through bank communication will be considered as a registration.

Only registered/participated customers will be considered during Winner Selection, implied that the criteria mentioned in the communication is fulfilled.

Thank you for confirming your interest in the HDFC Bank Credit Card Offer.
                                                                                     
In the event of having registered for the offer through the communication (E-mail/SMS/ RCS/Mobile Banking/Net Banking) sent to you by HDFC Bank, you will be eligible for the voucher benefit on the fulfilment of the offer criteria.

• This offer is valid on retail spends (Full Swipe) and on transactions made through HDFC Bank Credit Cards between 3rd April 2025 and 30th April, 2025.
 
• This offer is not valid on cash withdrawal, EMI Spends and loan products like EasyEMI spends, Dial-An-EMI (SAprt EMI), Cash-on-Call, Balance Transfer, Balance Transfer on EMI, Personal Loan on Credit Card, Cancelled EMI etc.
 
• This offer is not valid on rent payments & EMI Spends
 
• Vouchers (EGV) will be shared to eligible customers by July 31st, 2025.

• Get exclusive vouchers from your favourite brands by achieving spends on credit card as specified in the communication.
 
On Reward Points:
 
Note: Reward point calculation is basis the base reward structure as mentioned above in the product feature on base earn rate. For more details refer product feature page on HDFC bank website. https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black
 
Note: There would not be not be any additional Reward Points credited as part of this offer. Reward Points shown in the communication is an illustration of the Reward Point feature on your regular credit card spends. Reward point calculation is basis the base reward structure of the credit card, for more details refer the product feature page on HDFC bank website.
 
• Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and \card membership fees will not be considered for this offer.
 
• Eligible Cardholders achieving the spend threshold (for the net amount spent excluding cancellation and refunds) will qualify for offer.

• Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Business Cards, Value Plus Cards and Staff Cards are excluded from the promotion.
 
• Card Holder/s whose account has been classified as delinquent/inactive before or during the period of the Program, or when the gift is to be collected, they will not be eligible for the benefits of the program.
 
• This offer is non-encashable, not extendable and non-negotiable.
 
• HDFC Bank shall not be liable in any manner whatsoever if customer’s transaction fails due to technical issue.
 
• The transaction date registered in HDFC bank’s system would be considered final for offer
 
• If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
 
• This offer is valid for Indian residents and citizens only.

•UPI Spends on HDFC Bank RuPay Credit Cards are also considered for final spends calculation. 

• Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
 
• HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on” best effort “basis.
 
• Above offers is by way of a special offer for select HDFC Bank Credit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card Members Agreement. 
 
• HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add / alter / modify / change or vary all of these terms and conditions or to replace, wholly or in part, this offers by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
 
• All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
 
• Please raise any query pertaining to the offer within 30 days from the offer fulfilment date (Maximum by August 31st, 2025). Any queries post this period, will not be considered.
 
•The offer is only for select customers to whom the marketing campaign has been sent
 
• eGV issued to the eligible customers shall be valid only till the date of expiry as instructed by the specific brand and the eGV cannot be used after such date of expiry.

• eGV is non-reloadable and not transferable under any circumstances.
 
• The Voucher Code is valid only for 30 days from issuance, non-transferable and cannot be reissued after expiry.