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Secure your shop with Insurance coverage benefits offered by HDFC Ergo specially curated for SMEs available for Visa Business Cardholders only.
Business Suraksha Classik –
This policy provides insurance protection to insured’s properties, assets, employees and other liabilities. This product is specially designed for manufacturing as well as non manufacturing trades. Coverages- Bharat Sookshma Udyam Suraksha – Covers shop contents including stock fromFire& allied perils Insurance such as storm, Flood, Riot & Strike, Earthquake, Terrorism Burglary Insurance - Covers Loss or damage to property due to burglary or house-breaking (theft following upon an actual forcible and violent entry of and/or exit from the premises) or hold-up.Damage caused to the premises due burglary and/or housebreaking or any attempt up to 5% of the Sum Insured. Money Insurance- Cash at Home/Shop- The section covers loss by burglary or house breaking, robbery or Hold Up whilst money is retained at the Insured's premises in safe(s) or strong room. Cash in Transit (From Shop to Home and thence to Bank and viceversa) Public Liability Insurance - Coverage against legal liability in respect of accidental death or bodily injury to a third party or accidental damage to their property during performance of any act in connection with insured's business Please note: Business Suraksha Classik policy can also be offered with other coverages/ sections which are a part of Business Suraksha Classik Insurance. For entire list of coverages/sections visit www.hdfcergo.com and refer Business Suraksha Classik policy wording or visit the link: https://www.hdfcergo.com/docs/default-source/downloads/policywordings/others/business-suraksha---pw02e9144ab9c94ca38d6495ee96474912.pdf?
Terms and Conditions
For detailed terms and conditions please refer below sections of the policy wordings :- https://www.hdfcergo.com/docs/default-source/downloads/policy-wordings/others/business_suraksha_classik_-_pw.pdf
SECTION I – FIRE & ALLIED PERILS
SECTION II - BURGLARY/ HOUSE BREAKING EXTENSION RIDER
SECTION VIII – MONEY EXTENSION RIDER
SECTION XI - PUBLIC LIABILITY EXTENSION RIDER
Visa T&Cs:
1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer.
2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa is not, nor will become, a party thereto.
3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa Cardholder understands, acknowledges and agrees that:
4. Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services under this offer (each a “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder shall not make any Claim against Visa.
5. Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage or omission arising from or in connection with the usage or attempted usage of the Offer or goods and/or services provided under the Offer.
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