Flights Categories

     1. Go to HDFC Bank SmartBuy page Flights Section
     2. Select your flights Compare Prices and select across merchant Enter details Proceed to Payment
     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

Hotels Categories

     1. Go to HDFC Bank SmartBuy page Hotels Section
     2. Select your Hotel. Compare Prices and select across merchant. Enter details Proceed to Payment
     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

Instant Vouchers

     1. Go to HDFC Bank SmartBuy page Instant Vouchers Section
     2. Select your desired voucher. Sign-in / Sign-up (Same registration of SmartBuy cannot be used. A new registration is required)
     3. Enter details  Proceed to Payment.

     4. Use Tata Neu HDFC Bank Credit Card to avail the offer

Bus Categories

     1. Go to HDFC Bank SmartBuy page Bus Section.

     2. Select your Bus. Enter details  Proceed to Payment.

     3. Use Tata Neu HDFC Bank Credit Card to avail the offer
 

Rail Categories

     1. Go to HDFC Bank SmartBuy page Rail Section

     2. Select your Rail. Enter details and login with IRCTC login id  Proceed to Payment

     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

Flipkart Exclusive store

     1. Go to HDFC Bank SmartBuy Flipkart Tab

     2. Select your product Checkout

     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

IGP.Com

     1. Go to HDFC Bank SmartBuy IGP.Com Tab

     2. Select your product Checkout

     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

Apple Imagine Tresor

     1. Go to HDFC Bank SmartBuy Apple Imagine Tresor Tab

     2. Select your product Checkout

     3. Use Tata Neu HDFC Bank Credit Card to avail the offer

MakeMyTrip

    1. Go to "MakeMyTrip" on HDFC Bank SmartBuy page.

    2. Fill in desired information, search hotels and Book.

    3. Use Tata Neu HDFC Bank Credit Card to avail the offer.

Offer is valid on Successful Transactions completed on SmartBuy under categories IGP,  Flights, Hotels, Bus, Rail, Instant Vouchers, Smartbuy Apple Imagine Tresor & Flipkart Store in SmartBuy. This Offer is not valid on offers given by individual merchants under offers section.

• Offer Valid from 1st March'23  to 31st Dec'2025

Transaction Eligibility

• Applicable for Full payment across all categories (on Flights / Hotels / Bus / Rail/ Instant Vouchers / Apple Imagine Tresor / Flipkart store and DTH recharge in SmartBuy)
• Offer also applicable on Easy EMI Transactions (on Flights / Hotels / Bus / Instant Vouchers / SmartBuy Flipkart store & Apple Imagine Tresor). Bonus NeuCoins on HDFC Bank Tata Neu Credit Card would be posted every month on the EMI amount levied on that given month
• Customer will not be eligible for SmartBuy benefit in case of loan pre-closure
• Offer Applicable on Pay with PayZapp option too. The offer as per the linked card used for completing the transaction would be applicable.
• Only pay with PayZapp via PayZapp wallet will be eligible for the offer. Transactions done by entering 16 digits PayZapp card followed by CVV will not be eligible for offer benefits on SmartBuy.
• Offer is not applicable on Flipkart on following categories

1. Flight Bookings, Prepaid / Gift Cards, Bill Payments, Insurance & Recharges

2. Purchase of Video Gaming Consoles & Hardware

3. Jewellery / Gold coins or its equivalent

Card Variant Eligibility

• Cashback posting will be done for eligible customers on respective credit card used to complete the transaction.

Other Terms & Conditions

• The eligible cashback for PayZapp transactions using PayZapp wallet will be posted on PayZapp account; PayZapp transactions via guest check-out is not eligible.
• The eligible RP / cashback will be posted within 90 working days from end of transaction month. Example as below.

• HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
• No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.
• HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a “best effort” basis.
• Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.
• This Offer is valid only on Tata Neu HDFC Bank Credit Card is used to complete payment. Wallet load using Tata Neu HDFC Bank Credit Card or Cash on Delivery options are not eligible under this offer.
• Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be considered for this offer.
• This offer is non-encashable, not extendable and non-negotiable.
• If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
• This offer is valid for Indian residents and citizens only.
• Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
• Above offers are by way of a special offer for select HDFC Bank Credit Card and Debit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Cardmember agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.
• All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Chennai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction.
• All decisions by HDFC Bank regarding the selection of winners shall be final and binding. No correspondence will be entertained in this connection.
• All valid spends transactions will be eligible for the offer. HDFC Bank will not be responsible for invalid transactions.
• To be eligible for the offer, Cardholder is required to satisfy the condition mentioned in the offer post receipt of the communication.
• Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar or other schemes/offers.
• HDFC Bank reserves the right to extend this offer to selected HDFC Bank Debit Cardholders only.
• HDFC Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that a Cardholder may suffer, sustain or incur due to the offer.
• HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by an HDFC Bank Debit Card member, directly or indirectly, by use or non-use of products/services availed of under this offer
• In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the promotion, these terms and conditions shall prevail.
• HDFC Bank is not liable for any delay, non-delivery or shortfall or deficiency or unsatisfactory service/product provided by any participating parties/sponsors.
• Pictures in the communication are representative and the actual product may differ.
• This offer is non-transferable to any other person.
• Any Government levies/taxes like Sales Tax, TDS, gift tax, road tax, any Local Tax, etc. arising out of the same will be borne by the HDFC Bank Debit card customer.
• In case of any dispute on offer from other sources - only the offer construct & terms and conditions mentioned here will stand final.
• The transaction will be eligible for SmartBuy benefits as per transaction settlement date.