Welcome to SmartBuy!

1. E-Mail and SMS will be sent to all the eligible customers from Gyftr.

2. Customer will have to click on the link (part of Email and SMS) and will get redirected to a White Label Webpage created and managed by Gyftr.

3. Customers enter their Mobile Number and clicks on “Send OTP”.

4. An OTP is triggered to the customer on their Mobile Number. Customer enters the OTP & clicks on “Submit”.

5. Customer enters the Reward Page they see their Brand options along with their Available Balance (INR 1500 in this case).

6. Customer choose their choice of brand and clicks on “Redeem Now”.

7. A summary pop-up appears wherein the Name, Mobile Number and the E-Mail Id of the customer will be pre-filled. Mobile Number is non-editable but customers can change their Name & E-Mail Id as these are editable fields.

8. Customer does the needful and clicks on “Proceed”.

That’s it! The Gift Voucher of the chosen brand gets sent to the customer instantly via E-Mail and SMS.

1. The Marriott Bonvoy HDFC Bank Credit Card Terms and Conditions apply to the offer set out hereunder, which is operated by HDFC Bank (the “Offer”).  Capitalized terms use herein shall have the meaning given in those Terms and Conditions.

2. This offer is only valid for Cardmembers who have applied and have been approved for a Marriott Bonvoy HDFC Bank Card between 1st September - 31st October 2025 (both days inclusive).

3. The gift voucher of value INR 1500 will be issued only on completing 1 Eligible Spend transaction within 45 days of card issuance. 

4. The gift voucher will be issued by our partner Gyftr, for which Cardmember name, Cardmember contact number and/or Cardmember email address will be shared with the voucher partner. 

5. EMI and Wallet reloads are excluded from first Eligible Spend transaction.

6. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.

7. The gift voucher will be sent to the Cardmember within 90 days of the credit card issuance month.

8. This Offer is non-cashable, not extendable, and non-negotiable. This Offer cannot be combined with any other voucher, offers, or discount.

9. The Card account must be active, not be past due, or cancelled to receive the gift voucher.

10. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts/ tribunals in other areas have concurrent or similar jurisdiction.

11. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.